Law

Archive for December, 2009

You should be honest, but you can be civil, too. Consider the following suggestions: Before you break the news, remember that you have had some time to process your feelings. Your reasons for leaving may seem obvious to you, but they could be a real surprise to your spouse. When you are breaking bad news to someone, they have a right to some time to “get their brain around it.”. I’m not talking about weeks, but a day or two to think things over would be a small concession, and could well pay off later when you are trying to work towards a fair settlement.

For the same reason, resist any urge to have sex with your spouse. If you are intimate with each other, you risk sending the message that you could change your mind about the divorce. It doesn’t matter what you tell each other, sex has meaning in most peoples’ minds, and no one likes being used to obtain it.

Don’t brag about your significant other if there is one. No human relationship is perfect. In the first throws of romance, you are bound to be idealistic about the new person. Remember, you used to feel that way about your ex, so don’t try to make them feel bad for lacking some quality you have found in the new squeeze. It is just rude, and it won’t do a thing to make your divorce easier. When your divorce is final, and you and your new love have established a life together, things will change. By then, everyone will have adjusted, and your new lover’s presence won’t feel so intrusive.

The Fair Credit Reporting Act affects every business. It is the means by which the FTC requires businesses to report only accurate information regarding the debts owed to the company by a debtor. Every business owner handling in house collections needs to fully understand The Fair Credit Reporting Act.
Organizations that fail to adhere to these laws might be risking costly fines. And in some cases, debts owed to them could be discharged. Debt collection is a difficult process. However, it is very important for any business handling debt collections to fully understand the law.

The Fair Credit Reporting Act Explained the Fair Credit Reporting Act states that consumers have rights concerning the accuracy of credit information about them contained in their credit report. It also states that businesses are responsible for the accuracy of the information contained in these reports to the best of their ability. It is important that businesses understand how this impacts debt collection. If your business receives a complaint from one of the national credit bureaus (Equifax, Experian or TransUnion), you have a 30-day period to verify the accuracy of the alleged debt owed, or it has to be removed off the individual’s credit report, as per The Fair Credit Reporting Act.